What Insurance do you carry for your business?

Home Studio
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I am looking at what is covered for my home studio and finding out that under my homeowners and a typical auto insurance policy here in the US not really that much. My homeowners appears to cover 10-20% for replacement costs if the need arises but it doesn’t cover for E&O or business use of my personal vehicles for business purposes or loss of income due to events outside my control ie extended power outages or natural disasters such as what has happened recently in Texas and Florida. My question is to what level of effort has the community taken in their own business for this type of coverages. Also if you know any good companies for this I would like some advice on that too.

Will

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Great question @Will_Eastridge.

@Izabela may have some suggestion for this. I look forward to hearing what others have to say too!

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@Mike I would be more helpful in the UK due to my background but US likely is working very differently.

Here you can choose the level of cover or go for a business insurance that covers specialist equipment - perhaps worth to ask for something in those lines. It does not cost much here in the UK I would imagine it would be similar in the US @Will_Eastridge

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I don’t have one, I just hope my gear it’s ok with all this earthquake thing :frowning:

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Sending our prayers and positive energy to you, your family and friends in Mexico @Juanmapinker.

We’re thinking of you :+1:

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Thank you @Mike , I really appreciate you and your wife @Izabela . A big hug from me and my wife. And I can tell you that you will have news from me pretty soon :wink:

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